Last updated: 8 November 2026
Yes. Eligible organisations that certify through IASME or a licensed certification body can receive cyber insurance of up to £25,000 with their certificate, including an incident helpline. Higher limits can often be bought for an extra premium. Check the current terms before you rely on it.
Who is eligible
IASME sets the criteria. Reported conditions include being UK-based, having turnover under £20 million, and certifying the whole organisation. The cover is tied to certification through IASME or one of its licensed bodies, so check eligibility on IASME’s cyber liability page.
What it is, and is not
- Included cover. A basic level of cover and an incident helpline come with the certificate.
- Higher limits. Brokers can arrange higher limits, such as £250,000, for an additional premium.
- Not a full policy. Included cover is a starting point. Check what it covers and excludes against your risks.
- Keep answers accurate. Insurers can challenge a claim if the information given was wrong.
Keep the certificate current
Cover follows the certificate, so it lapses if you do not renew. Start renewal early, particularly when the question set has changed.
Quick answers
Do we need Cyber Essentials Plus for the cover?
Sources differ, so check IASME’s current terms. Do not assume either way.
Is £25,000 enough?
For many small businesses it is a useful start, but a serious incident can cost more. Compare it with a full cyber policy.
ABCOM guides you through Cyber Essentials and explains what the certificate does and does not include. Book a free 20-minute call.
Related answers and guides
- Why do businesses fail Cyber Essentials?
- What do cyber insurers require?
- Cyber Essentials 2026 changes
- All ABCOM FAQs
Sources and further reading
Related questions
- What is IASME Cyber Assurance Level 2, and how is it different from Cyber Essentials?
- What Malware Protection Does Cyber Essentials Require?
- What Does Secure Configuration Mean for Cyber Essentials?
- Why do businesses fail Cyber Essentials, and how do we pass first time?
- What changed in Cyber Essentials from April 2026?
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